It depends on the policy you purchased. If your home is insured with Replacement Cost Coverage, your policy is designed to help replace it with a new one similar to the original. That is not the case with Actual Cash Value Coverage. The important thing is to ensure your coverage accurately reflects the value of your home. Your Farm Bureau agent can help you choose what is right for you.

Your roof coverage depends on your personal policy coverage and the details of the claim. Like many insurance providers, we apply a Roof Payment Schedule to wind and hail roof claims. In general, newer roofs qualify for more coverage than older roofs. Long-time Farm Bureau client/members may qualify for enhanced roof coverage that offers strong, competitive benefits for older roofs. 

Learn more and see our Roof Payment Schedule on fbfs.com.

Although we don’t recommend it, a little speeding here and there won’t take you out of the running for savings. With Farm Bureau’s Driveology^® program, every driver who enrolls saves 10%, but those who practice good driving habits are saving an average of $351 per vehicle on their auto policy.

Most people overestimate the cost of life insurance. Often by as much as 10 times the actual cost! It’s true premiums tend to be lower when you’re younger and healthier, but coverage can be affordable at any age. Farm Bureau offers three types of life insurance: term, whole and universal life insurance. Each can be tailored to your needs.

Working with a trusted, local agent means having someone you can count on – when storms hit, when your kid starts driving, when it’s time to think about retiring. With all these things and more, when life gets complicated, you need someone who understands what’s at stake. Someone who can help take the mystery out of insurance. Farm Bureau agents pride themselves on being responsive, reliable and knowledgeable.