If your new(ish) car is totaled in an accident, will your policy cover the cost of a similar new vehicle?

Farm Bureau Member’s Choice policy can offer replacement cost coverage for vehicles as much as four years old. That means your totaled vehicle could be replaced with a new one of the same or similar make and model.

Do you currently receive a discount on your auto policy for being a safe driver?

Our Driveology program rewards drivers for their safe driving habits. You’ll receive a 10% discount just for signing up, and the safer you drive, the more you’ll save!

Which of these would trigger a need for umbrella coverage?

All of the above. An umbrella policy can help protect your assets from the cost of accidents involving you, your family or your property. Think of it as a shield that goes above and beyond the financial protection of your auto and home policy limits; just like an umbrella protects you from rain.

Discounts for simple things like good grades or combining more than one vehicle on the same policy can add up. Your agent can help ensure you’re saving wherever possible.